Head of Financial Crime Prevention

Full-time | Vilnius, Lithuania | On-site | Start ASAP I €6,000–7,000 gross

At PAYMONT UAB, we are looking for an experienced Head of AML with a strong background in high-risk clients and industries (mandatory requirement) to take ownership of our AML/CFT and financial crime prevention framework.

We are not looking for someone who simply maintains existing policies. We need someone who can identify weaknesses, challenge established processes and implement practical improvements.

Just as importantly, we believe that good AML is not about automatically rejecting every complex or high-risk client. It is about understanding the risks, assessing them properly and finding regulatory-compliant ways to manage them where possible.
As a smaller regulated fintech, we offer a hands-on environment where you can make a real impact, work closely with management, report to the Board and act as a Key Function Holder.

What you will be responsible for

• Taking ownership of PAYMONT's AML/CFT framework, including sanctions, fraud prevention and internal controls.
  
• Developing and improving AML processes covering KYC, CDD/EDD, customer onboarding, ongoing monitoring and transaction monitoring.
  
• Reviewing complex and high-risk customer cases, assessing risks and identifying appropriate mitigation measures.
  
• Maintaining AML policies, procedures, internal controls and company-wide risk assessments.
  
• Setting clear, risk-based customer acceptance criteria while balancing regulatory requirements and business needs.
  
• Overseeing suspicious activity investigations and related regulatory reporting.
  
• Improving AML monitoring tools, automation and overall process efficiency.
  
• Preparing AML reports for management and the Board.
  
• Representing the AML function during audits, regulatory inspections and communication with the Bank of Lithuania.
  
• Working with other departments on new products, services and regulatory changes.
  

At PAYMONT, you will have the opportunity to shape the AML function, improve existing processes and systems, influence risk-based decisions and work directly with senior management.

Practical information

• Location: PAYMONT UAB, Šeimyniškių g. 19B-701, Vilnius, Lithuania
  
• Employment: Full-time
  
• Salary: €6,000–7,000 gross/month, depending on experience
  
• Start date: As soon as possible
  
• Working arrangement: On-site in Vilnius. We do not offer remote positions. Occasional home office may be discussed individually after onboarding.
  
• Onboarding: Approximately 2–4 weeks in Prague.
  
• Business travel: Approximately once a month to Prague for 3–5 days.
  
• Languages: Native Lithuanian and fluent English
  

Learn more about PAYMONT: www.paymont.eu/

What we are looking for

• At least 5 years of relevant experience in AML, compliance, financial crime prevention or risk management.
  
• Proven experience with high-risk clients or industries is mandatory (e.g. crypto, iGaming/gambling, adult entertainment or similar sectors).
  
• Experience in fintech, payments, EMI or another regulated financial institution is required.
  
• Strong understanding of AML/CFT, sanctions, KYC/CDD/EDD and the risk-based approach.
  
• Experience designing, implementing or significantly improving AML processes, policies and controls.
  
• Ability to assess complex risks and make independent, well-reasoned and defensible decisions.
  
• Hands-on experience with AML monitoring tools and systems.
  
• Confidence in communicating with management, auditors and regulators.
  
• Native Lithuanian and fluent English are mandatory.
  
• Willingness to work regularly from our Vilnius office.
  

Experience with regulatory inspections, AML automation or certifications such as CAMS would be an advantage.


We are looking for someone who understands that effective AML requires both regulatory knowledge and sound business judgment.

6000-7000 €/mon. gross

Šeimyniškių g. 19B-701, LT-09233 Vilnius Calculate your travel time to work